RECKLESSNESS, have you been affected by it?
Do you know what to do if you are involved in an accident?
If you are involved in a car accident, first and foremost you should call 911. If no one is injured, you still need to call so that they send a service aid to make a report of the crash for property damage purposes. You need the report for your insurance company as fault is usually assigned in the report. You should take pictures of the accident scene. These can be essential if there are any errors on the crash report.
The state of Florida is a No-Fault state, what this means is that regardless of who caused the accident, each person’s insurance company is responsible for paying the medical bills under Personal Injury Protection (PIP). Under PIP, you only have 14 days from the date of the accident to seek medical treatment. Treatment can be sought at a Hospital, Urgent Care, with a Chiropractor or Orthopedic doctor. If you do not treat within this time period, your insurance company will not pay for your medical bills. Florida Statute § 627.736.
Florida law requires everyone to have PIP on their policy but not Bodily Injury (BI) coverage. Bodily Injury coverage is the policy that goes into effect if someone is hurt. If the at fault party has BI coverage, then the injured party can make a claim for pain and suffering against that policy.
Contact us today so that we can assist you in navigating through this process. We can find out if the person that hit you has BI coverage and if so how to maximize your recovery. We can also assist you if you are a tourist as you have rights and can still be compensated for your injuries.
WHY DO I NEED AN ATTORNEY?
An attorney has experience in dealing with insurance companies and they know how to maximize the amount recovered for your injury. An attorney also helps minimize the injured party’s stress considering that individual is already going through a tremendous amount of stress as a result of the injuries incurred in the accident.
HOW MUCH WILL AN ATTORNEY COST
Many people don’t know but in a Personal Injury cases, your attorney only gets paid if he/she wins the case. Your attorney is only allowed compensation dictated by The Florida Bar Rules of Professional Conduct – Rule 4-1.5 Fees and Costs for Legal Services (33.33% pre litigation and 40% in litigation if the case is won. In the event your attorney is unable to recover financial compensation, you will not be held financially responsible for your attorney’s fees.